1. Acceptance of Terms

By accessing or using the website https://www.hrfinsights.buzz (the Website) and the services offered by HRF Insights (Hrf Insights Inc., 15 Tresher Court, Ajax, Ontario L1T 2M8, Canada), you agree to be bound by these Terms of Service. If you do not agree with any part of these Terms, you must not use our Website or services.

These Terms apply to all visitors, users, and others who access or use our Website or engage our services. By using our Website, you confirm that you are at least 18 years of age or accessing the Website under the supervision of a parent or guardian.

2. Definitions

In these Terms, the following definitions apply:

3. Use of the Website

You agree to use the Website only for lawful purposes and in compliance with all applicable laws and regulations. You must not:

We reserve the right to restrict, suspend, or terminate your access to the Website at any time without notice if we reasonably believe you have breached these Terms.

4. Intellectual Property Rights

All content, design, layout, graphics, code, and software on the Website are the property of Hrf Insights Inc. or its licensors and are protected by applicable intellectual property laws, including copyright and trademark laws.

You may view, download, and print pages from the Website for your personal, non-commercial use, provided you do not modify, reproduce, or distribute any content without our prior written permission. Nothing in these Terms grants you any right, title, or interest in or to any intellectual property owned by HRF Insights.

5. Services and Engagement

Specific professional services provided by HRF Insights are governed by separate Service Agreements or Statements of Work entered into between Hrf Insights Inc. and the Client. These Terms do not constitute a service agreement.

Any proposal, quotation, or estimate provided by HRF Insights is valid for the period stated in the document and is subject to acceptance by the Client. Services are provided on the basis of the terms agreed in the relevant Service Agreement, including payment terms, deliverables, timelines, and warranties. We reserve the right to refuse or decline service to any person or entity for any lawful reason.

6. Confidentiality

Where HRF Insights enters into a service relationship with a Client, both parties agree to maintain the confidentiality of proprietary information disclosed during the course of the engagement. Confidential information includes business strategies, technical architectures, source code, system configurations, operational data, and financial information. This confidentiality obligation survives the termination of the engagement.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Hrf Insights Inc., its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, arising from your use of or inability to use the Website, any content obtained from the Website, or unauthorised access to your data.

Our total liability to you for all claims arising from or relating to these Terms or your use of the Website shall not exceed the amount you have paid us, if any, in the twelve months preceding the claim.

8. Disclaimer of Warranties

The Website and all content, materials, and services are provided on an as is and as available basis without any warranties of any kind, either express or implied. To the fullest extent permitted by law, Hrf Insights Inc. disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. No advice or information obtained from HRF Insights or through the Website shall create any warranty not expressly stated in these Terms.

9. Indemnification

You agree to indemnify, defend, and hold harmless Hrf Insights Inc., its officers, directors, employees, contractors, and agents from any claims, damages, obligations, losses, liabilities, costs, and expenses arising from your use of and access to the Website, your violation of these Terms, or your violation of any third-party right.

10. Third-Party Links

The Website may contain links to third-party websites or services that are not owned or controlled by Hrf Insights Inc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge that HRF Insights shall not be responsible for any damage or loss caused by your use of such third-party websites.

11. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Website will immediately cease. Provisions that by their nature should survive termination shall survive, including intellectual property provisions, warranty disclaimers, indemnification, and limitations of liability.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law provisions.

Any dispute arising out of or in connection with these Terms shall first be attempted to be resolved through good-faith negotiations. If the dispute cannot be resolved within 30 days, it shall be submitted to mediation in Ontario. If mediation fails, the dispute shall be finally resolved by the courts of Ontario.

13. Changes to These Terms

We reserve the right to modify or replace these Terms at any time. Material changes will be posted on this page with an updated last revised date. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

14. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and Hrf Insights Inc. regarding your use of the Website. If any provision is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact

If you have any questions about these Terms, please contact us: